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Issue Brief: Debit Card Overdraft Fees

Bank overdraft fees take an enormous toll on American consumers, especially those with low balances or those new to banking. Over 50 million Americans overdrew their checking account at least once over a 12 month period, paying a total of $23.7 billion in overdraft fees in 2009. Over half of those consumers incurred five or more overdraft or non-sufficient funds NSF) fees in the course of a year.

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